Financial infrastructure for the open economy.
Give every customer you serve an account, a card, and rails, across stablecoins and fiat, through one integration.
Building accounts takes months. We already did it.
UR handles the hard parts
Licensing, compliance, settlement, and treasury, under one regulated entity.
Launch in weeks, not months
One integration replaces a stack of banking, card, and compliance vendors.
You own the experience
Your brand, your app. UR is the infrastructure underneath.
- Licensed & compliant
- Mastercard Principal Issuer
- Named Swiss IBAN
- EUR · CHF · USD · RMB · SGD · HKD · JPY
Products
One platform, three ways to ship.
Start with a card, a Swiss IBAN, or the full bundle. Every package is a live, clickable demo backed by the real UR API.
UR Account
Account
Named Swiss IBAN for each user, with multicurrency fiat and stablecoin balances, direct USDC/USDT on-ramp and off-ramp support, and settlement flows.
UR Card
Card
Co-branded Mastercards, accepted across Mastercard's global merchant network, with support for Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay.
Managed Custody
UR holds custody. You integrate the FMA API and the Sumsub KYC SDK, the fastest path to a full account.
See the architecture →External Wallet Access
Self-custody and user-signed. Your users keep their keys; UR provides compliance and fiat rails.
See the architecture →Talk to us
Tell us what you're building.
A short note is enough. We'll get back fast.
Prefer email? partnership@ur.app
FAQ
Common questions.
What is UR?+
UR is the financial infrastructure for the open economy. It lets any platform manage and move stablecoins and fiat from a single account, and build global financial services, accounts, cards, payments, and treasury, through one integration. You ship the product and brand; UR provides the accounts, compliance, settlement, and rails underneath.
What can I build on UR?+
Real accounts with a Swiss IBAN, multicurrency balances, SEPA and SWIFT rails, co-branded Mastercards, on- and off-ramps, stablecoin settlement, and treasury. Compose the pieces you need, from cards alone to the full account layer, through one integration.
How does the integration work?+
One API. UR exposes accounts, cards, payments, settlement, and treasury through a single integration, so what once took a banking relationship now takes one API. Managed Custody is the fastest path: UR holds custody and runs KYC, and you integrate the FMA API plus the Sumsub KYC SDK to reach a full account.
Who handles KYC and compliance?+
UR does. Fully audited KYC and AML controls are built in. KYC is owned and run by UR (a Sumsub on-device flow or a UR-hosted webview); you simply present it and react to the result, while compliance and settlement sit under one regulated entity.
How long does it take to launch?+
Weeks, not months. One integration replaces a stack of banking, card, and compliance vendors, so most of the regulated heavy lifting is already done.
Which currencies and regions are supported?+
Seven fiat currencies, EUR, USD, CHF, CNH, SGD, JPY, and HKD, plus 20+ digital assets, with co-branded Mastercards on Mastercard's global network.